Hipcampers are solely responsible for their vehicles and driving during a Hipcamp trip
We recommend that campers have both damage and liability insurance for their vehicles in the event of an accident.
Make sure your vehicle is the right fit for a specific Hipcamp
When going on any trip, we recommend that you be aware of your vehicle's limits and make sure to not drive anywhere that could result in damage to your vehicle. You are solely responsible for damage that occurs to your vehicle while driving.
Check the Site page and read the Host's rules in the checkout process carefully before you make a booking to understand if 4WD or high clearance is required to visit their Property, and only proceed if your vehicle can meet any stated requirements. If you aren't sure, you can always ask the Host before making a booking.
What if my vehicle is damaged while driving?
If you're driving to a Hipcamp or on a Hipcamp Property and you get a flat tire, body damage, or any other vehicular damage, we recommend that you work with your personal insurance to reach a resolution. As stated above, you are solely responsible for your vehicle while driving it, and we recommend you know your vehicle's limits. Please also note that Hipcamp's Host liability insurance does not cover anyone operating motor vehicles.
What if my vehicle is damaged while parked?
Please use your own good judgment with where you park your vehicle, as you are solely responsible for your vehicle and all items within it while it is parked.
Be aware of specific hazards that could damage your vehicle and avoid parking in these areas. For instance, avoid parking under palm trees with falling coconuts in Hawaii or consider whether parking in a cow pasture in Texas where animals could scratch your vehicle is the right choice for you and your vehicle. Please also be aware of the risk of vandalism by a third party, you can ask your Host for their advice on the area you are parking in to better understand this risk.
For all of the above situations, we recommend that you work with your own insurance to reach a resolution.
What if I damage someone else's property while driving?
If you damage Host or other Hipcamper property while driving your vehicle, we advise that you work with your personal insurance and the other party's insurance to reach a resolution. You are solely responsible for your vehicle while driving it, and the insurance agents can use their expertise to determine fault and help you reach a resolution for a specific situation. Please also note that Hipcamp's Host liability insurance does not cover anyone operating motor vehicles.