Hipcamp will put a hold on your funds when you submit your booking request, but we only capture the charge when/if a request to book is accepted.
However, the charge will show up as "pending" on your credit card while the request is pending, and sometimes for up to 7 business days after the request expires or is declined by the Host, although it doesn't typically take that long.
We are happy to look into any payment-related questions on our end if you would like to get in touch with Hipcamp Support.